Course Description

This two-day course empowers mid-career federal employees to take charge of their financial future by deepening their understanding of key retirement planning concepts and federal benefits. Participants will gain insight into FERS eligibility and annuity calculations, deposits and re-deposits, military service buyback options, and survivor benefits. The course also covers Social Security coordination, FEHB and federal insurance programs, Medicare, the Thrift Savings Plan (TSP), and essential estate planning topics like beneficiary designations. Designed to address common roadblocks and provide actionable strategies, this course equips attendees with the knowledge and confidence to plan effectively for retirement and long-term financial security.

Learning Objectives

• Understand core financial and retirement planning concepts relevant to federal service
• Identify key eligibility requirements and calculation methods for FERS annuity benefits
• Evaluate the impact of deposits, re-deposits, and military service buybacks on retirement income
• Recognize potential retirement roadblocks and explore strategies to address them
• Analyze options for survivor benefits and their implications for long-term planning
• Interpret Social Security benefits in the context of federal retirement
• Navigate the Federal Employees Health Benefits (FEHB) and insurance programs with confidence
• Understand Medicare coordination and its impact on federal coverage
• Optimize Thrift Savings Plan (TSP) strategies for mid- and long-term goals
• Apply estate planning fundamentals, including effective use of beneficiary designations

For more information, please contact businessdevelopment@bmra.com or call us at (703) 691-0868 ext. 100.